Business Term Loans
Structured financing with predictable payments and longer repayment periods for qualified businesses.
- Predictable, structured payments
- Longer repayment periods
- Suited to major investments
Business funding, without the runaround.
You can count on us to find the right funding for your business — hassle-free.
Competition Financing helps business owners access working capital, expansion, and refinancing options through one short application — with a dedicated financing specialist guiding every step.
Get Funded Fast
How much do you need?
One short application • Multiple financing options • No obligation to accept an offer
Process
How does it work?
Three simple steps from application to funding.
01
Apply Online in Just Minutes
Complete our secure application with basic information about your business — it only takes a few minutes of your time.
02
We Find Your Best Match
A financing specialist evaluates your business needs, revenue, and goals to identify the structures that fit.
03
Receive Your Funds
Choose the option that makes the most sense for your business and, if approved, complete the closing process quickly.
Our Financing Solutions
Financing built around your business
Different businesses qualify under different standards. We review your profile and identify the structures worth considering.
Business Lines of Credit
Access revolving capital and draw funds when needed, subject to approval and program terms.
- Revolving access to capital
- Draw funds when you need them
- Repay and redraw per program terms
Revenue-Based Financing
Flexible business financing structured around business revenue and cash flow.
- Structured around your cash flow
- Flexible qualification standards
- Fast access to working capital
Merchant Cash Advance
Capital provided in exchange for the purchase of a portion of future business receivables. An MCA is not a loan.
- Speed and flexible qualification
- Remittances tied to receivables
- Not a loan — purchase of future receivables
Get Started
Are you ready to find the right funding for your business?
Applying for business financing shouldn't be daunting. We take our time with the process — a trusted approach, credible options, and a specialist who explains every step in plain terms.
FAQ
Commonly asked questions
Straight answers on products, qualification, documentation, and process.
Business Insights
Business insights you can use
Short, practical reads on financing structures, timing, and preparation.
Bridge Financing
Bridge Financing: Covering the Gap Between Deals
When a large payment is delayed or a closing date slips, a short-term structure can keep a healthy business moving while the timing works itself out.
Read Full ArticleBusiness Financing
Line of Credit or Term Financing? How to Choose
Revolving capital and structured term financing solve different problems. Choosing the right one starts with whether your need is ongoing or one-time.
Read Full ArticleGetting Ready
Documents That Speed Up a Financing Decision
Underwriting moves at the speed of paperwork. A short preparation checklist can shave days or weeks off the time between applying and an answer.
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